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Checking Accounts

First Federal offers full-service, interest and non-interest bearing checking accounts to help you meet your financial goals. All of our checking accounts include Online Banking, Bill Pay, eStatements and a Visa Debit Card with UChoose Rewards.
To open an account, or to learn more about any of our products, please visit us at one of our convenient locations.

Locations

Checking Accounts

Locations

Personal Checking Accounts Comparison Chart

AccountBenefitsMinimums & Fees
Account
Prestige Checking
Benefits
Open with $100, unlimited check writing, Free personalized checks, Free Debit card. No Fee 3x5 Safe Deposit Box. Free Online Banking with Bill Pay.
Minimums & Fees
To avoid $15 Monthly Maintenance fee:
  • $10,000 in a CD or Money Market
  • $5,000 in a Savings Account, Loan or Equity Line of Credit
Account
Heritage Checking
Benefits
Open with $100. Free Personalized Heritage Style checks, Free Debit card. Free Online Banking with Bill Pay
Minimums & Fees
  • $5 Monthly Maintenance fee if balance falls below $100
  • No Monthly Maintenance fee with direct deposit
Account
Money Market Accounts
Benefits
Open with $1,000. Unlimited First Federal ATM and in-branch withdrawals.
Minimums & Fees
  • $1,000 minimum to avoid Monthly Maintenance fee
  • $10 Monthly Maintenance fee if balance falls below $1,000

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