Personal Savings Accounts Comparison Chart

AccountBenefitsMinimums & Fees
Account
Statement Savings
Benefits
Open with $100. 2 withdrawals per month at no charge.
Minimums & Fees
$5 Monthly Maintenance fee if balance falls below $100. $1 per withdrawal in excess of 2 if balance falls below $100 any day of the month.
Account
Certificates of Deposit
Benefits
Open with $500. Flexible terms from 91 Days to 60 Months. Option to Withdraw interest monthly.
Minimums & Fees
One month's interest early withdrawal penalty on terms of 1 year or less. 3 month's interest early withdrawal penalty on terms over 1 year.
Account
IRA's
Benefits
Open with $200. Flexible terms from 91 Days to 60 Months.
Minimums & Fees
Early withdrawal penalties same for Certificates of Deposit if owner is less than 59 ½ years of age
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